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EACHA PUBLICATIONS
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ESG impact of payment instruments - EACHA whitepaper - May 2024
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CBDC's in Europe – EACHA whitepaper - May 2022
This document describes the possible use cases and opportunities for ACHs against current central bank initiatives to introduce CBDC.
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EACHA contribution to create SEPA Instant Payments reach - TIPS-CSM interoperability.
The ECB started an initiative to foster SCT Inst reach. In this paper, EACHA shows a way how to achieve this goal by creating interoperability between CSMs and TIPS.
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Critical Connections: the instrumental role of European CSMs in a changing financial landscape - A new white paper from EACHA - April 2019 - with a media statement from the President.
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Facing Reality: The Diversity of Instant Payments in Europe - A research white paper, commissioned by EACHA - May 2018
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EACHA Instant Payments Interoperability Framework - including Annexes - November 2018
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EACHA Interoperability Framework - November 2021
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EACHA Instant Payments Interoperability Guidelines - Nov 2015
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EACHA Study on Interoperability of Immediate Payment Systems - February 2015
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EACHA understanding of Interoperability - September 2013 /PDF
The legislative framework in which European ACH's are operating, with laws and guidelines from EC and ECB, makes reference to Interoperability in several places. For the benefit of a clear understanding of Interoperability by industry participants, both providers and users of clearing services, EACHA shares its understanding of Interoperability in this short document.
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EACHA's view on the proposed legislation on SEPA end dates /PDF
EACHA framework 9.0
The EACHA interoperability framework promotes a:
- harmonised implementation of end-to-end payment processing
- seamless payment processing environment, maximising straight-through processing
- level playing field by creating accessibility to and from all payment service providers.
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EACHA framework 9.0 /PDF - May 2016
Note: to obtain copies of the technical annexes to the EACHA Framework, please submit your request via the Contact page. |